Credit reporting Philadelphia

How high or low your credit score is will affect your chances of qualifying for a loan, being approved credit reporting Philadelphia for a new credit card, getting an auto loan, being approved for housing, and even getting a new job or a promotion.

An example of why you credit reporting Philadelphia should be cautious and watchful: A violators credit reporting Philadelphia scam is caught Consumerinfos aggressive advertising convinced many consumers to take advantage of their offer a free credit report, and along with it a free trial of their credit monitoring service as a bonus. Consumers were required to sign up to avail of the free credit report, and provide their personal details as well as a valid credit card number. The website stated clearly that the credit card would not be charged during the free trial period, and was only required to create the account. What many people did not realize was that it was not free at all.

Consumers who did not cancel within 30 days were charged an annual fee of $79.95. The credit reporting Philadelphia Federal Trade Commission (FTC) took Consumerinfo to court on the grounds that its advertising was deceptive and that it failed to disclose that its free credit report offer was not associated with consumers right to a free credit report under federal law. The court ruled that consumers who ordered a free credit report from the companys websites freecreditreport.com or consumerinfo.credit reporting Philadelphia com between November 1, 2000 and September 15, 2003 would have to be refunded their money. year free credit report The court ordered Consumerinfo to credit reporting Philadelphia refund the payments which they obtained fraudulently by crediting the card that consumers used to sign up for the trial offer. Consumers who signed up for this trial offer would have the amount credited to their credit or debit card, and would receive a notice by email or postal mail from the company informing credit reporting Philadelphia them of the action, whether the company is successful or not. Consumers who believed they are eligible for the refund but did not receive any notice from the credit reporting Philadelphia company were encouraged to contact Consumerinfo directly through helpconsumerinfo@consumerinfo.com. Free versus paid credit score: is the low price worth the risk?

The recent developments pertaining to free credit scores, the risks people have to take, and the confusion resulting from many companies offering differing scores and credit reporting Philadelphia deceptive offers, should make you think twice about whether to jump at a free credit score offer. get free credit score If you are afraid credit reporting Philadelphia that your credit card information may be used to charge you without your knowledge credit reporting Philadelphia or that the free credit score offer could be a scam, we suggest credit reporting Philadelphia that you go for a paid service that is legitimate and authorized by the credit reporting Philadelphia Federal Trade Commission: myfico.com or annualcreditreport.com.

You will sleep better at night knowing that your credit information is credit reporting Philadelphia safe. Home | Contact Us | Privacy Policy | SiteMap If you want to know how to get your free credit credit reporting Philadelphia score the information on this page will assist you to set a firm starting point for yourself. Check out our credit article section to find more information on obtaining your free credit score credit reporting Philadelphia CATEGORIES How often can I check my credit score? Can I reestablish good credit after identity theft? Can homeowners insurance cover things outside my home? How do I lower the financial risk of unexpected situations? Why are some of my paychecks for different amounts? How long will it take before I receive my first paycheck? What percentage of my money should I save each year? Is it better for me if interest rates are up credit reporting Philadelphia or down? credit scores credit reports

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